Terms and Conditions | McCallum Brokers

1. Introduction

These Terms and Conditions (“Terms”) govern your use of the McCallum Brokers CC website (“Website”) and any services, information, tools, or content made available through it.By accessing or using this Website, you agree to be bound by these Terms. If you do not agree, you must not use the Website.

2. About McCallum Brokers

McCallum Brokers CC
PO Box 454, Grahamstown, 6140
South Africa
Telephone: 046 636 2040
Email: info@mccallum.co.za
Authorised Financial Services Provider (FSP No. 5417)

McCallum Brokers is licensed under the Financial Advisory and Intermediary Services Act, 2002 (FAIS).

3. Purpose of the Website

The Website provides general information about McCallum Brokers, its services, and the types of financial products it may advise on or arrange. The Website does not constitute financial, legal, tax, or investment advice.

4. No Advice Disclaimer

Any information on this Website is of a general nature only. Financial advice is only provided after:

A formal needs analysis
A written record of advice
Compliance with FAIS requirements

You should not rely on Website content to make financial decisions.

5. Use of Website

You agree to:

Use the Website lawfully and responsibly
Not interfere with Website security or functionality
Not upload malicious code or harmful content
Not attempt unauthorised access to systems or data

6. Intellectual Property

All content on this Website (text, logos, branding, documents, layout, graphics) is the property of McCallum Brokers or its licensors and may not be reproduced or distributed without written permission.

7. Limitation of Liability

To the fullest extent permitted by law, McCallum Brokers is not liable for any loss or damage arising from:

Any direct or indirect loss
Financial loss or loss of profit
Data loss
Business interruption
Damages arising from Website use or inability to use the Website

Use of the Website is entirely at your own risk.

8. Accuracy of Information

While we strive to ensure information is accurate and up to date:

We do not guarantee completeness or correctness
Information may change without notice
Products and regulations may be updated

McCallum Brokers is not responsible for reliance placed on Website content.

9. Third-Party Links

This Website may contain links to external websites for convenience. McCallum Brokers does not control or endorse third-party content and is not responsible for their accuracy, security, or privacy practices.

10. Confidentiality and Privacy

Personal information is processed in accordance with:

By using the Website, you consent to lawful processing of your information.

11. Security

While reasonable steps are taken to secure the Website:

No online transmission is completely secure
We cannot guarantee the absence of viruses or malware
Users are responsible for protecting their own systems

12. Electronic Communications

By using this Website or contacting us electronically, you consent to receiving communications from us electronically, and agree that such communications satisfy any legal requirement for written communication.

13. Changes to These Terms

McCallum Brokers reserves the right to update or amend these Terms at any time. Continued use of the Website constitutes acceptance of updated Terms.

14. Governing Law

These Terms are governed by the laws of the Republic of South Africa. Any disputes shall be subject to the exclusive jurisdiction of South African courts.

15. Complaints & Dispute Resolution

If you have a complaint:

Please contact us at info@mccallum.co.za
We will attempt to resolve it internally
If unresolved, you may refer it to the FAIS Ombud

Terms and Conditions of Use